MiCA-compliant · EURC on Base · SEPA Instant

The New Silk Road
runs on programmable money.

BankeNu replaces correspondent banking with stablecoin settlement on Base — cutting international transfers from days to seconds and fees from 3–7% to under 1%. For businesses and individuals alike.

Send money now →
BankeNu — programmable money
2–5 days
< 60s
Settlement Speed
3–7%
< 1%
Transaction Fees
40+
Countries excluded from SWIFT or IBAN — now reachable
MiCA ✓
Compliant by architecture, not by bolt-on

The global payment system
is broken for billions.

Whether you're a business paying contractors abroad or an individual sending money home — SWIFT is slow, expensive, and simply doesn't reach entire regions.

40+
countries excluded from SWIFT or IBAN
6.3%
average fee per transaction with currency conversion
1.3B
adults worldwide remain unbanked as of 2025

Settlement in seconds.
Compliance included.

BankeNu replaces the correspondent banking chain with a single stablecoin hop on Base — a public blockchain that settles in under 60 seconds. Every transfer is screened against OFAC, EU, and UN sanctions lists before funds move. Works for businesses paying contractors and individuals sending money home.

1
SEPA Instant collection We debit the sender's bank IBAN via SEPA Instant — funds arrive in our EMI account in under 10 seconds.
2
EURC settlement on Base Funds are converted to EURC and settled on Base mainnet in under 60 seconds — no correspondent banks, no batching.
3
Compliance screening Every transfer is screened in real-time against OFAC, EU, and UN sanctions lists. Flagged transfers are blocked automatically.
4
Local payout Recipient receives funds in their bank account in local currency — via SEPA Instant, or local rails in the destination country.

As featured in

Techfugees Thomson Reuters Foundation TechCrunch Disrupt

Built for businesses
and individuals.

One settlement layer — two ways to access it.

📱

BankeNu App

A mobile-first web app for individuals sending money internationally. Connect your bank IBAN, verify identity in ~3 minutes, and send. We collect via SEPA Instant, settle via EURC on Base, and pay out in the recipient's local currency. Under 1% total cost.

🏢

BankeNu Business

REST API for European staffing agencies, HR platforms, and marketplaces that pay workers across borders. Batch payouts, automated sanctions screening, MiCA travel rule enforcement, and a compliance dashboard — all included.

💼

BankeNu for Freelance Platforms

API integration for talent marketplaces that need to pay contractors in underserved regions. Drop-in payout widget available. No separate banking partner required.

🤝

BankeNu for NGOs

Discounted fee tier for non-governmental organizations delivering humanitarian funds to conflict-affected regions. Fast, fully auditable, compliance-screened.

Active corridors

Starting with routes underserved by traditional finance — where fees are highest and SWIFT coverage weakest.

🇪🇺 → 🇺🇸
Europe → United States
EUR / USD
Live
🇪🇺 → 🇬🇧
Europe → United Kingdom
EUR / GBP
Live
🇪🇺 → 🇨🇭
Europe → Switzerland
EUR / CHF
Live
🇩🇪 → 🇱🇧
Germany → Lebanon
EUR / LBP
Phase 1
🇩🇪 → 🇬🇪
Germany → Georgia
EUR / GEL
Phase 1
🌍 → 🌏
Emerging markets
Nigeria, Pakistan, Philippines…
Roadmap

Where we are & where we're going

BankeNu is live and processing transfers today. Here's what's shipped, what's in flight, and what's coming.

Now Shipped & live
  • 🏗️
    Core settlement engine
    EURC on Base, < 60 s finality
  • 🪪
    Automated KYC
    Sumsub document + liveness, webhook decisions
  • 🏦
    SEPA Instant collection
    EMI partner debit from sender IBAN
  • 💱
    Live FX rates
    Wise API — real-time EUR/USD/GBP/CHF
  • 🛡️
    Sanctions screening
    OFAC, EU & UN lists on every transfer
  • 📋
    Travel rule
    MiCA Art. 83 enforcement at €1,000 threshold
  • 🌍
    EU → US / UK / CH corridors
    B2B payroll and consumer transfers
  • 📊
    Compliance dashboard
    Manual review queue for blocked transfers
  • 🔑
    B2B Payout API
    JWT auth, batch payouts, CSV exports
  • 🇱🇧
    Germany → Lebanon corridor
    Phase 1 emerging market launch
  • 🇬🇪
    Germany → Georgia corridor
    Large diaspora corridor go-live
  • 🔗
    EMI live integration
    Bankhaus Scheich production API connected
  • 📱
    Mobile app (iOS & Android)
    Expo app for B2B operator dashboard
  • 🔔
    Real-time transfer webhooks
    Push notifications on status changes
  • 💼
    Freelance platform SDK
    Drop-in payout widget for HR platforms
  • 📈
    Analytics dashboard
    Volume, fee, and corridor reporting
Later Roadmap · H2 2025+
  • 🌍
    Emerging market expansion
    Nigeria, Pakistan, Philippines, Egypt
  • 🏛️
    EMI licence application
    Own regulatory wrapper in Germany
  • 🤝
    NGO payment rails
    Subsidised corridors for aid disbursements
  • 🏢
    Enterprise API tier
    Custom SLAs, dedicated infrastructure
  • 💳
    Multi-currency wallets
    Hold EUR, USD, GBP — convert on demand
  • 🤖
    AI compliance assistant
    Automated EDD and SAR drafting
  • 🔄
    Two-way corridors
    Receiving money into Europe from abroad
  • Instant settlement guarantee
    Sub-10s end-to-end SLA for partners